Terms of Service

By creating an account or using CashFlow Pro (“the Service”), operated by CashFlow Pro (“we”, “us”, or “our”), you agree to these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and CashFlow Pro.

We reserve the right to update these Terms at any time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms. We will notify you of material changes by email.

CashFlow Pro is offered as a paid subscription service at $50 per month. This fee grants you full access to all features of the Service, including the financial dashboard, transaction tracking, AI advisor, and bank connection features.

Pricing is subject to change. We will provide at least 30 days’ notice before any price increase takes effect for existing subscribers.

New users may access CashFlow Pro on a 14-day free trial with no credit card required. The free trial gives you full access to all features of the Service.

At the end of the trial period, you will need to subscribe at $50/month to continue using the Service. If you do not subscribe, your access will be limited and no data will be deleted — you may subscribe at any time to restore full access.

We reserve the right to modify or discontinue the free trial offer at any time without notice.

Subscriptions are billed monthly on the anniversary of your subscription start date. Payments are processed securely by Stripe, Inc. By subscribing, you authorize us to charge your payment method on a recurring monthly basis.

All fees are non-refundable except as required by law or as described in Section 5. Failed payments may result in temporary suspension of your account. We will notify you by email if a payment fails.

You are responsible for keeping your payment information current. You can update your billing details at any time through the Billing page in your account.

You may cancel your subscription at any time from the Billing page in your account. Cancellation takes effect at the end of your current billing period — you will retain full access until that date and will not be charged again.

We do not offer prorated refunds for partial months. If you believe you were charged in error, contact us at support@cashflowproapp.com within 14 days of the charge and we will review your case.

Upon cancellation, your data is retained for 30 days and then permanently deleted unless you resubscribe.

You agree to use CashFlow Pro only for lawful purposes and in accordance with these Terms. You must not:

• Use the Service to track finances related to illegal activities
• Attempt to gain unauthorized access to other users’ accounts or data
• Reverse engineer, decompile, or attempt to extract the source code of the Service
• Use automated scripts or bots to access the Service
• Resell, sublicense, or otherwise commercialize access to the Service
• Upload or transmit malicious code, viruses, or harmful content
• Impersonate another person or entity

We reserve the right to suspend or terminate accounts that violate these terms without prior notice or refund.

CashFlow Pro includes an AI-powered financial advisor feature powered by Anthropic’s Claude API. This feature provides general financial information and insights based on the data in your account.

The AI advisor does not constitute professional financial, tax, legal, or investment advice. You should not rely solely on AI-generated insights for financial decisions. Always consult a qualified professional for advice specific to your situation.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, or completely secure. Financial data displayed in the Service is based on information you provide or that is imported via third-party connections and may not reflect real-time balances or complete transaction history.

TO THE FULLEST EXTENT PERMITTED BY LAW, CASHFLOW PRO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 3 MONTHS PRECEDING THE CLAIM.

All content, features, and functionality of CashFlow Pro — including but not limited to the design, code, text, graphics, and logos — are owned by CashFlow Pro and protected by applicable intellectual property laws.

You retain ownership of all financial data you input into the Service. You grant us a limited license to store and process that data solely to provide the Service to you.

We may suspend or terminate your account at any time for violation of these Terms, non-payment, or for any other reason at our sole discretion. We will make reasonable efforts to notify you before termination except in cases of fraud or serious violations.

Upon termination, your right to use the Service ceases immediately. Sections covering disclaimers, limitations of liability, and governing law survive termination.

These Terms are governed by the laws of the United States. Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in court for intellectual property violations.

If you have questions about these Terms, please contact us at:

support@cashflowproapp.com